Who throws the first stone who ever accumulated debts in the credit card and can not pay them, this is the financial situation of many. But this reality does not have to last for a long time, because it is possible to split the invoices and gradually take them off. Do you want to know how and what care should be taken? This is what will be covered in this article, check it out.
At times the credit card bill may unexpectedly get us out of an empty pocket, and sometimes we even forget about certain purchases we made, so we can not afford the full amount of the bill. Thus, we have two alternatives: to pay the invoice or to pay the minimum.
Use credit card without getting into debt? These tips will help you!
In these conditions the ideal is to seek to make the most sensible choice to avoid having the name denied, therefore, to obtain a credit or greater term of payment are options to be considered.
When acquiring a credit card, research a lot beforehand to find out what best suits your needs, discard the immediate possibilities that the bank can offer you. It is possible to get cards with lower interest rates and even no annuity, so be sure to do a search.
Choosing to pay off your credit card bill is a great option, given that interest rates are higher.
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The interest of the newspaper means that the consumer has chosen to pay the minimum of the invoice or still fail to pay, the rate can reach up to 13.1% per month, since the installment of the invoice is around 8.58% per month. In addition, it is allowed to pay the invoice in up to 24 months, but it is essential to keep the payment up to date, otherwise the invoice will rise.
If you prefer to install the credit card, pay attention to the total amount of the installment, as it is sometimes more advisable to ask for a loan than to install the installment. For this, Financial Group can support you, do a simulation with us.
- How to get out of credit card debt?
Hiring the payment installment
Normally on your credit card bill is specified the installment alternatives, when deciding just to make the payment of the installment and thus automatically the service will be contracted. For more, when doubts arise the call center of your credit card can help you, make a call.
A very useful tip to get rid of trouble is to download the application from your credit card, there you will have at your disposal useful services and can monitor each expense incurred.
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